Financial institutions are essential for economic growth, with Financial Performance heavily dependent on effective and efficient Accounts Receivable Management. International evidence supports this study, but still, a research gap exists which concerns with the specific impact of credit policy and collection policy on local financial institutions within the Philippine context, specifically in Bukidnon. The main objective of this study is to examine the relationship between accounts receivable management with indicators, credit and collection policies and the financial performance among financial institutions in Bukidnon, Bukidnon. The research methodology that was used in this study was a quantitative method. Researchers collected numerical data to describe how financial institutions manage their accounts receivable through credit policy and collection policy and how they are doing in terms of financial performance. The data collected came from 115 respondents which are the managers, supervisors, and personnel assigned in the credit and collection department using a modified and adapted questionnaire. Findings indicate that institutions demonstrate a very high level of both Accounts Receivable Management because of a clear, well-structured credit and consistent collection policies and overall Financial Performance. Most importantly, the correlational analysis established a significant and positive relationship between ARM and Financial Performance (Credit Policy $r=0.404$, Collection Policy $r=0.432$; $p < 0.001$), leading to the rejection of the null hypothesis. The findings suggest that effective Accounts Receivable Management influences financial performance of institutions in financial stability, liquidity, and profitability.